24 Upper River Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 24 Upper River Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,395 sqft · built 1953
Lot Size	0.407 acres (17,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2011)
Tax Bill	$8,212 (2025)
Deeds & Mortgages	Oct 2020 Refinance Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:53B B:0032 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:53B B:0032 L:0`
Alternative APN	`4935`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,395 sqft Living Area
Gross Area	4,353 sqft
Basement Area	1,102 sqft
Unfinished Basement	551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,732 sqft (0.407 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4935
Street Address	24 UPPER RIVER RD
City	IPSWICH
State	MA
Zip	01938-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Subdivision	PLAN 405
Legal Block	32
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1032
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 UPPER RIVER RD, IPSWICH, MA 01938-2559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Book / Page	30755 / 591
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	24 UPPER RIVER RD, IPSWICH, MA 01938-2559
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39037-295
Date	Oct 9, 2020
Book Page	39037/295
Instrument	20201009000470

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	24 UPPER RIVER RD, IPSWICH, MA 01938-2559
Document Number	37935-570
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 UPPER RIVER RD IPSWICH MA 019382559, IPSWICH, MA 01938-2559

Mortgage

Document Number	37935-570
Date	Oct 16, 2019
Book Page	037935/000570
Instrument	1016000850

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2039

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	24 UPPER RIVER RD, IPSWICH, MA 01938-2559
Document Number	36171-451
Book / Page	036171 / 000451
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36171-451
Date	Sep 13, 2017
Book Page	036171/000451
Instrument	1709130196

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,212.00 (+2.46%)	$736,500 (+4.57%) Land $322,300 Building $414,200	$919,600
2024	$8,015.00 (+3.33%)	$704,300 (+11.04%) Land $322,300 Building $382,000
2023	$7,757.00	$634,300 Land $297,200 Building $337,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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