31 Thole St, Marion, NC 28752 Property Records

McDowell County property record for 31 Thole St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft · built 1930
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Last Sale	$2,100 (Feb 2022)
Tax Bill	$923 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Mar 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1701-14-34-2745`

Property Details

APN / Parcel Number

Primary APN	`1701-14-34-2745`
Alternative APNs	`62631` `76903`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Heated Area
Gross Area	1,036 sqft
1st Floor Area	938 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76903
Street Address	31 THOLE ST
City	MARION
State	NC
Zip	28752-6640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.16 AC LOT12 BLK C CROSS MILLS PB4/278
Legal Subdivision	CROSS COTTON MILLS
Legal Block	C
Legal Lot Number	12
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2008
Census Tract	970500

Owner

31 Thole St is owned by a company that bought it in February 2022.

Source: McDowell County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GEOFF DENNIE
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAVE LIBARDI
Mar 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage ATHENS INVESTMENTS LLC
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JOHN BENNETT ROSE REVOCABLE TRUST
Feb 17, 2022	Warranty Deed, Transfer · Commercial Mortgage CROSS MILL PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Document Number	2022963
Deed Book / Page	1388 / 263
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	0013880263
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	31 THOLE ST, MARION, NC 28752-6640
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013910290
Date	Mar 11, 2022
Book Page	1391/290
Instrument	2022001490

Lender

Name	GEOFF DENNIE
Type	Private Party
Address	3205 POWELL AVE, NASHVILLE, TN 37204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	58 Months
Due	Jan 26, 2027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	31 THOLE ST, MARION, NC 28752-6640
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013910298
Date	Mar 11, 2022
Book Page	1391/298
Instrument	2022001491

Lender

Name	DAVE LIBARDI
Type	Private Party
Address	3205 POWELL AVE, NASHVILLE, TN 37204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	58 Months
Due	Jan 26, 2027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	31 THOLE ST, MARION, NC 28752-6640
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013910316
Date	Mar 11, 2022
Book Page	1391/316
Instrument	2022001493

Lender

Name	ATHENS INVESTMENTS LLC
Type	Non-Lending Institution
Address	NASHVILLE, TN 37207

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 8, 2027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	31 THOLE ST, MARION, NC 28752-6640
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013910307
Date	Mar 11, 2022
Book Page	1391/307
Instrument	2022001492

Lender

Name	JOHN BENNETT ROSE REVOCABLE TRUST
Type	Private Party
Address	4432 E BROOKFIELD AVE, NASHVILLE, TN 37205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 6, 2027

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 17, 2022
Property Address	31 THOLE ST, MARION, NC 28752-6640
Document Number	0013880263
Book / Page	1388 / 263
Map Reference	MB 4 PG 346
Instrument Date	Feb 9, 2022
Instrument	2022000963
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000964
Date	Feb 17, 2022
Instrument	2022000964

Lender

Name	CROSS MILL PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 31 Thole St was $923.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00	$154,380 Land $20,000 Building $134,380
2023	$326.00	$54,650 Land $20,000 Building $34,650	$154,380 Land $20,000 Building $134,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Thole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Thole St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Optimum, T-Mobile, Verizon.

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