20 Thole St, Marion, NC 28752 Property Records

McDowell County property record for 20 Thole St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft · built 1930
Lot Size	0.177 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2022)
Tax Bill	$956 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1701-14-34-1877`

Property Details

APN / Parcel Number

Primary APN	`1701-14-34-1877`
Alternative APNs	`75841` `77108`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	938 sqft Heated Area
Gross Area	1,505 sqft
1st Floor Area	938 sqft
Basement Area	469 sqft
Unfinished Basement	469 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,680 sqft (0.177 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77108
Street Address	20 THOLE ST
City	MARION
State	NC
Zip	28752-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.18 AC LOT 14 BLK C CROSS MILLS PB 4 PG 278
Legal Subdivision	CROSS COTTON MILLES
Legal Block	C
Legal Lot Number	14
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2005
Census Tract	970500

Owner

Source: McDowell County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 THOLE ST, MARION, NC 28752-6642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Sep 8, 2021	Special Warranty Deed, Transfer
Jul 26, 2021	Warranty Deed, Transfer AUSTIN TITLE, AUSTIN TITLE LLC
Feb 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 26, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	20221657
Deed Book / Page	1392 / 206
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0013011001
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 18, 2022
Property Address	20 THOLE ST, MARION, NC 28752-6642
Document Number	0013920206
Book / Page	1392 / 206
Map Reference	MB 4 PG 278
Instrument Date	Mar 17, 2022
Instrument	2022001657
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 BEEKEEPER TRL, 4, SWANNANOA, NC 28778-6101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 THOLE ST, MARION, NC 28752-6642

Mortgage

Document Number	2022001658
Date	Mar 18, 2022
Instrument	2022001658

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 8, 2021
Property Address	20 THOLE ST, MARION, NC 28752-6642
Document Number	0013680393
Book / Page	1368 / 393
Map Reference	MB 4 PG 278
Instrument Date	Sep 7, 2021
Instrument	2021005785
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 ANGLER TRL, 22, ASHEVILLE, NC 28803-7605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ANGLER TRL, ASHEVILLE, NC 28803-7605

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 26, 2021
Property Address	20 THOLE ST, MARION, NC 28752-6642
Document Number	0013620790
Book / Page	1362 / 790
Map Reference	MB 4 PG 278
Instrument Date	Jul 23, 2021
Instrument	2021004765
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 W TATE ST, 401, MARION, NC 28752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 ANGLER TRL, ASHEVILLE, NC 28803-7605

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 24, 2020
Property Address	20 THOLE ST, MARION, NC 28752-6642
Document Number	0013010759
Book / Page	001301 / 000759
Instrument Date	Feb 24, 2020
Instrument	926
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1 OLD FORT NC 287620001, OLD FORT, NC 28762-0001

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 26, 2020
Property Address	20 THOLE ST, MARION, NC 28752-6642
Document Number	0013011001
Book / Page	001301 / 001001
Instrument Date	Feb 24, 2020
Instrument	964
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1 OLD FORT NC 287620001, OLD FORT, NC 28762-0001

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (+239.01%)	$159,930 (+237.98%) Land $20,000 Building $139,930
2023	$282.00	$47,320 Land $20,000 Building $27,320	$159,930 Land $20,000 Building $139,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Optimum, T-Mobile, Verizon.

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