19 Thole St, Marion, NC 28752 Property Records

McDowell County property record for 19 Thole St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1930
Lot Size	0.161 acres (6,996 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Apr 2026)
Tax Bill	$358 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1701-14-34-2881`

Property Details

APN / Parcel Number

Primary APN	`1701-14-34-2881`
Alternative APNs	`7091186` `81643`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,044 sqft
1st Floor Area	960 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	6,996 sqft (0.161 acres)
Lot Dimensions	106 ft deep x 66 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	81643
Street Address	19 THOLE ST
City	MARION
State	NC
Zip	28752-6640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.17 AC LT 13 BK C CROSS MILLSPB4 PG278
Legal Subdivision	CROSS COTTON MILLS SUBDIVISION
Legal Block	C
Legal Lot Number	13
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2008
Census Tract	970500

Owner

Source: McDowell County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 CALIFORNIA AVE, MARION, NC 28752-8355
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY BANK
Apr 30, 2026	Warranty Deed, Transfer · Construction Mortgage UNITED COMMUNITY BANK
Mar 4, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Feb 1, 1988 · Amount on Record
Deed Document Number	20262064
Deed Book / Page	1536 / 851
Prior Transfer Date	Feb 27, 2024
Prior Transfer Doc	0014610562
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 30, 2026
Property Address	19 THOLE ST, MARION, NC 28752-6640
Document Number	0015360851
Book / Page	1536 / 851
Instrument Date	Apr 24, 2026
Instrument	20262064
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,856.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CALIFORNIA AVE, MARION, NC 28752-8355
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002065,
Date	Apr 30, 2026
Instrument	20262065

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 30, 2026
Property Address	19 THOLE ST, MARION, NC 28752-6640
Document Number	0000002064
Book / Page	1536 / 851
Instrument Date	Apr 24, 2026
Instrument	2026.2064
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,856.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CALIFORNIA AVE, MARION, NC 28752-8355
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002065,
Date	Apr 30, 2026
Instrument	2026..2065

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 4, 2024
Property Address	19 THOLE ST, MARION, NC 28752-6640
Document Number	0014610562
Book / Page	1461 / 562
Map Reference	MB 4 PG 278
Instrument Date	Feb 27, 2024
Instrument	2024000997
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 BERKSHIRE CIR, JOHNSON CITY, TN 37604-8911

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$358.00 (+3.17%)	$59,980 (+3.11%) Land $20,000 Building $39,980
2023	$347.00	$58,170 Land $20,000 Building $38,170	$59,980 Land $20,000 Building $39,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Optimum, T-Mobile, Verizon.

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