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31 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 31 Terry Ln, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 1959
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jun 2013)
Tax Bill$14,602 (2024)
Deeds & MortgagesMay 2021 Line of Credit
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN473489 88.-5-12

Property Details

APN / Parcel Number

Primary APN473489 88.-5-12
Alternative APNs
  • 0800-088.00-05.00-012.000
  • 348908800000050120000000
  • 47340021498

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,840 sqft Living Area
1st Floor Area623 sqft
2nd Floor Area594 sqft
Upper Floors Area623 sqft
Basement Area1,217 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
View / LotSuburban
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Pool Area800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address31 TERRY LN
CityCOMMACK
StateNY
Zip11725-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-180926 TC-52 *2419 LOT 202 SEC 2 BIRCHWOOD PARK AT COMMACK
Legal SubdivisionBIRCHWOOD PARK
Legal Block5
Legal Lot Number12
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2024
Census Tract135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 TERRY LN, COMMACK, NY 11725-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Line of Credit
SUFFOLK FCU
Jan 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2013 · Amount on Record
Deed SaleJun 7, 2013 · Amount on Record
Deed Book / Page12732 / 389
Last Transfer DateJan 9, 2020
Transfer Doc0130440493
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address31 TERRY LN, COMMACK, NY 11725-2014
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232720504
DateMay 10, 2021
Book Page23272/504
InstrumentDM008952
Lender
NameSUFFOLK FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateJan 21, 2020
Property Address31 TERRY LN, COMMACK, NY 11725-2014
Document Number0130440493
Book / Page013044 / 000493
Instrument DateJan 9, 2020
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 TERRY LN COMMACK NY 117252014, COMMACK, NY 11725-2014

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,440 (-) Land $330 Building $6,110$805,000 (+10,775.44%) Land $41,250 Building $763,750
2024$14,602.00
2023$6,440 Land $330 Building $6,110$7,402 Land $379 Building $7,023

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

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