Suffolk County and Smithtown Town property record for 29 Terry Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jul 2011) |
| Tax Bill | $14,588 (2024) |
| Deeds & Mortgages | Apr 2018 Refinance Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-5-11 |
| Primary APN | 473489 88.-5-11 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,988 sqft (0.39 acres) |
|---|
| Street Address | 29 TERRY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-180901 TC-52 *2419 SEC 2 LOT 201 BIRCHWOOD PARK AT COMMACK |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 TERRY LN, COMMACK, NY 11725-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 23, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2011 · Amount on Record |
| Deed Sale | Jul 26, 2011 · Amount on Record |
| Deed Book / Page | 12666 / 612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 29 TERRY LN, COMMACK, NY 11725-2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0229140020 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 22914/20 |
| Instrument | 18-0059462 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 29 TERRY LN, COMMACK, NY 11725-2014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230220399 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 23022/399 |
| Instrument | DK002795 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2048 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,680 (-) Land $330 Building $5,350 | $710,000 (+10,776.23%) Land $41,250 Building $668,750 | |
| 2024 | $14,588.00 | ||
| 2023 | $5,680 Land $330 Building $5,350 | $6,528 Land $379 Building $6,149 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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