30 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 30 Terry Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2011)
Tax Bill	$11,753 (2024)
Deeds & Mortgages	May 2022 Refinance Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`473489 88.-4-51`

Property Details

APN / Parcel Number

Primary APN	`473489 88.-4-51`
Alternative APNs	`0800-088.00-04.00-051.000` `348908800000040510000000` `47340021485`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	30 TERRY LN
City	COMMACK
State	NY
Zip	11725-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-181451 TC-52 *2419 SEC 2 LOT 223 BIRCHWOOD PARK AT COMMACK
Legal Subdivision	BIRCHWOOD PK/COMMACK SEC 2
Legal Block	4
Legal Lot Number	51
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2023
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 TERRY LN, COMMACK, NY 11725-2029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 29, 2018	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI QUICKEN LNS
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2011 · Amount on Record
Deed Sale	Jul 11, 2011 · Amount on Record
Deed Book / Page	12665 / 13
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	30 TERRY LN, COMMACK, NY 11725-2029
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234140577
Date	May 6, 2022
Book Page	23414/577

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	30 TERRY LN, COMMACK, NY 11725-2029
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232260888
Date	Feb 3, 2021
Book Page	23226/888
Instrument	DL051766

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	30 TERRY LN, COMMACK, NY 11725-2029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231020953
Date	Feb 4, 2020
Book Page	23102/953
Instrument	DK039248

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2049

October 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	30 TERRY LN, COMMACK, NY 11725-2029
Document Number	0229830785
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 TERRY LN COMMACK NY 117252029, COMMACK, NY 11725-2029

Mortgage

Document Number	0229830785
Date	Dec 1, 2018
Book Page	022983/000785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2038

Interest

Rate Type	Fixed Rate
Rate	4.87%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	30 TERRY LN, COMMACK, NY 11725-2029
Document Number	0229830784
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 TERRY LN COMMACK NY 117252029, COMMACK, NY 11725-2029

Mortgage

Document Number	0229830784
Date	Dec 1, 2018
Book Page	022983/000784

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2038

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,612 (-) Land $300 Building $4,312	$576,500 (+10,775.31%) Land $37,500 Building $539,000
2024	$11,753.00
2023		$4,612 Land $300 Building $4,312	$5,301 Land $345 Building $4,956

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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