31 Surf Dr, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 31 Surf Dr, Mashpee, MA 02649

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 1997
Lot Size0.525 acres (22,869 sqft)
Owner2 Individual Names on Record
Last Sale$542,500 (Aug 2021)
Tax Bill$4,447 (2025)
Deeds & MortgagesSep 2020 Refinance
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNMASH M:103 B:36 L:0

Property Details

APN / Parcel Number

Primary APNMASH M:103 B:36 L:0
Alternative APN
  • 7496

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area3,437 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,869 sqft (0.525 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7496
Street Address31 SURF DR
CityMASHPEE
StateMA
Zip02649-3731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block36
JurisdictionMASHPEE MA
Township / Civil DivisionMASHPEE
Census Block Group1
Census Block1010
Census Tract15200

Owner

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 SURF DR, MASHPEE, MA 02649-3731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SIERRA PACIFIC MORTGAGE CO INC
Aug 5, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 28, 2017Quit Claim Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2021 · Amount on Record
Deed SaleAug 5, 2021 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMASHPEE MA
Property Address31 SURF DR, MASHPEE, MA 02649-3731
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001406020
DateSep 14, 2020
Instrument1406020
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMASHPEE MA
Recording DateAug 5, 2021
Property Address31 SURF DR, MASHPEE, MA 02649-3731
Document Number1436159
Instrument DateAug 5, 2021
Instrument1436159
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 SURF DR, MASHPEE, MA 02649-3731

Mortgage

Document Number1436160
DateAug 5, 2021
Instrument1436160
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMASHPEE MA
Recording DateApr 28, 2017
Property Address31 SURF DR, MASHPEE, MA 02649-3731
Document Number0001319865
Instrument DateApr 26, 2017
Instrument1319865
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,052.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 MILL RD EAST SANDWICH MA 025371626, EAST SANDWICH, MA 02537-1626

Mortgage

Document Number1319866
DateApr 28, 2017
Instrument1319866
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionMashpee Town
Unified School DistrictMashpee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,447.00 (+12.81%)$671,700 (+19.43%) Land $237,200 Building $434,500$741,000
2023$3,942.00$562,400 Land $222,400 Building $340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies164 units insured
incl. 23 condo units
Nearby Flood Claims27 (1991–2023)
Claims Outside the SFHA2 of 27
Most Recent ClaimJan 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASHPEE WATER DISTRICT
serves 36,922 people · EPA ID MA4172039
Water SourceGroundwater
Last State InspectionApr 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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