Barnstable County and Mashpee Town property record for 20 Surf Dr, Mashpee, MA 02649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,729 sqft · built 1986 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MASH M:103 B:44 L:0 |
| Primary APN | MASH M:103 B:44 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,729 sqft Living Area |
| Gross Area | 4,272 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 1,581 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,030 sqft (0.368 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7504 |
|---|---|
| Street Address | 20 SURF DR |
| City | MASHPEE |
| State | MA |
| Zip | 02649-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 44 |
| Jurisdiction | MASHPEE MA |
| Township / Civil Division | MASHPEE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 15200 |
Source: Barnstable County and Mashpee Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 SURF DR, MASHPEE, MA 02649-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 20 SURF DR, MASHPEE, MA 02649-3725 |
| Document Number | 0001334353 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001334353 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 1334353 |
| Name | SOUTHERN MA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 14, 2022 |
Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Mashpee Town |
| Unified School District | Mashpee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 (+13.74%) | $640,000 (+20.44%) Land $227,300 Building $412,700 | $619,400 |
| 2023 | $3,725.00 | $531,400 Land $213,200 Building $318,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 164 units insured incl. 23 condo units |
| Nearby Flood Claims | 27 (1991–2023) |
| Claims Outside the SFHA | 2 of 27 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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