Barnstable County and Mashpee Town property record for 44 Surf Dr, Mashpee, MA 02649
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,032 sqft · built 1991 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Aug 2016) |
| Tax Bill | $4,399 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MASH M:103 B:48 L:0 |
| Primary APN | MASH M:103 B:48 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 4,146 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 851 sqft |
| Unfinished Basement | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,647 sqft (0.474 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7508 |
|---|---|
| Street Address | 44 SURF DR |
| City | MASHPEE |
| State | MA |
| Zip | 02649-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 48 |
| Jurisdiction | MASHPEE MA |
| Township / Civil Division | MASHPEE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 15200 |
Source: Barnstable County and Mashpee Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 SURF DR, MASHPEE, MA 02649-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jan 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Apr 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2016 · Amount on Record |
| Deed Sale | Aug 5, 2016 · Amount on Record |
| Prior Sale | Jul 10, 1991 · Amount on Record |
| Deed Document Number | 20161300648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 44 SURF DR, MASHPEE, MA 02649-3725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001424021 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 1424021 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 44 SURF DR, MASHPEE, MA 02649-3725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001515948 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 1515948 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Apr 6, 2026 |
| Property Address | 44 SURF DR, MASHPEE, MA 02649-3725 |
| Document Number | 0001541397 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261541397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 SURF DR, MASHPEE, MA 02649-3725 |
| Document Number | 0001541397, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20261541397 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Mashpee Town |
| Unified School District | Mashpee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,399.00 (+12.74%) | $664,500 (+19.36%) Land $233,900 Building $430,600 | $657,780 |
| 2023 | $3,902.00 | $556,700 Land $219,400 Building $337,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 164 units insured incl. 23 condo units |
| Nearby Flood Claims | 27 (1991–2023) |
| Claims Outside the SFHA | 2 of 27 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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