31 Summit Dr, Caldwell, NJ 07006 Property Records

Essex County and Fairfield Township property record for 31 Summit Dr, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,297 sqft · built 2013
Owner	2 Individual Names on File
Last Sale	$750,000 (Dec 2015)
Tax Bill	$14,797 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-02100-0000-00007-0000-C0031`

Property Details

APN / Parcel Number

Primary APN	`15-02100-0000-00007-0000-C0031`

Interior

Building Area	2,297 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	31 SUMMIT DR
City	CALDWELL
State	NJ
Zip	07006-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	2.5641% CE
Legal Subdivision	HIDDEN RDG
Legal Block	2100
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1001
Census Tract	21601

Owner

31 Summit Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 SUMMIT DR, CALDWELL, NJ 07006-4591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2015 · Amount on File
Deed Sale	Dec 3, 2015 · Amount on File
Deed Book / Page	20150 / 93107
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	31 SUMMIT DR, CALDWELL, NJ 07006-4591
Document Number	0000007650
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SUMMIT DR CALDWELL NJ 070064591, CALDWELL, NJ 07006-4591

Mortgage

Document Number	0000007650
Date	Jan 21, 2021
Instrument	7650

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 31 Summit Dr was $14,797, up 2.2% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,100 (-) Land $200,000 Building $441,100	$641,100 (-) Land $200,000 Building $441,100
2025	$14,797.00 (+2.22%)	$641,100 Land $200,000 Building $441,100	$641,100 Land $200,000 Building $441,100
2024	$14,476.00
2023		$641,100 Land $200,000 Building $441,100	$641,100 Land $200,000 Building $441,100
2022	$13,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Summit Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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