20 Summit Dr, Caldwell, NJ 07006 Property Records

Essex County and Fairfield Township property record for 20 Summit Dr, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,955 sqft · built 2013
Owner	Individual Name on Record
Last Sale	$925,000 (Jun 2023)
Tax Bill	$16,290 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-02100-0000-00007-0000-C0020`

Property Details

APN / Parcel Number

Primary APN	`15-02100-0000-00007-0000-C0020`

Interior

Building Area	2,955 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	20 SUMMIT DR
City	CALDWELL
State	NJ
Zip	07006-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	2.5641% CE
Legal Subdivision	HIDDEN RDG BLDG 15
Legal Block	2100
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1003
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SUMMIT DR, CALDWELL, NJ 07006-4591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC
Sep 20, 2019	Grant Deed, Transfer · Conventional with PMI TD BK NA
Aug 27, 2019	Deed of Trust, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202335601
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 13, 2023
Property Address	20 SUMMIT DR, CALDWELL, NJ 07006-4591
Document Number	0000035601
Instrument Date	Jun 8, 2023
Instrument	2023035601
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 AVENUE ROAD, WEST CALDWELL, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT DR, CALDWELL, NJ 07006-4591

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 20, 2019
Property Address	20 SUMMIT DR, CALDWELL, NJ 07006-4591
Document Number	0000089037
Instrument Date	Aug 27, 2019
Instrument	89037
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SUMMIT DR NORTH CALDWELL NJ 070064591, NORTH CALDWELL, NJ 07006-4591

Mortgage

Document Number	89051
Date	Sep 20, 2019
Instrument	89051

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 SUMMIT DR, CALDWELL, NJ 07006-4591
Document Number	0000089051
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SUMMIT DR CALDWELL NJ 070064591, CALDWELL, NJ 07006-4591

Mortgage

Document Number	0000089051
Date	Sep 20, 2019
Instrument	89051

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$705,800 (-) Land $200,000 Building $505,800	$705,800 (-) Land $200,000 Building $505,800
2025	$16,290.00 (+2.22%)	$705,800 (-) Land $200,000 Building $505,800	$705,800 (-) Land $200,000 Building $505,800
2024	$15,936.00 (+3.62%)
2023		$705,800 (-) Land $200,000 Building $505,800	$705,800 (-) Land $200,000 Building $505,800
2022	$15,379.00 (+5.76%)	$705,800 Land $200,000 Building $505,800	$705,800 Land $200,000 Building $505,800
2021	$14,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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