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27 Summit Dr, Caldwell, NJ 07006 Property Records

Essex County and Fairfield Township property record for 27 Summit Dr, Caldwell, NJ 07006

Property Summary

Property TypeSingle Family Home
Details2,188 sqft · built 2013
Owner2 Individual Names on File
Last Sale$830,000 (Jan 2022)
Tax Bill$14,323 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN15-02100-0000-00007-0000-C0027

Property Details

APN / Parcel Number

Primary APN15-02100-0000-00007-0000-C0027

Interior

Building Area2,188 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleCondo/Apartment

Location & Zoning

Street Address27 SUMMIT DR
CityCALDWELL
StateNJ
Zip07006-4591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description2.5641% CE
Legal SubdivisionHIDDEN RDG/NORTH CALDWELL BLDG
Legal Block2100
Legal Lot Number7
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group1
Census Block1001
Census Tract21601

Owner

27 Summit Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address27 SUMMIT DR, CALDWELL, NJ 07006-4591
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2022 · Amount on File
Deed SaleJan 27, 2022 · Amount on File
Prior SaleMar 30, 2015 · Amount on File
Deed Document Number20227859
Record UpdatedSep 20, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateJan 27, 2022
Property Address27 SUMMIT DR, CALDWELL, NJ 07006-4591
Document Number0000007859
Instrument DateDec 29, 2021
Instrument2022007859
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyMORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 CLARIDGE DR # DR12HW, 2, VERONA, NJ 07044-3061

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SUMMIT DR, NORTH CALDWELL, NJ 07006-4591

Mortgage

Document Number0000007860
DateJan 27, 2022
Instrument2022007860
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateFeb 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.25%
IndexOther
Margin3
Max Rate7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 27 Summit Dr was $14,323, up 2.2% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$620,600 (-) Land $200,000 Building $420,600$620,600 (-) Land $200,000 Building $420,600
2025$14,323.00 (+2.21%)$620,600 Land $200,000 Building $420,600$620,600 Land $200,000 Building $420,600
2024$14,013.00
2023$620,600 Land $200,000 Building $420,600$620,600 Land $200,000 Building $420,600
2022$13,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Summit Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies73 units insured
incl. 4 condo units
Nearby Flood Claims84 (1978–2023)
Claims Outside the SFHA5 of 84
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 33 claims
  • Severe Storms And Flooding, Mar 2010 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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