31 Spring Church Rd, Troy, MO 63379 Property Records

Lincoln County property record for 31 Spring Church Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,752 sqft · built 2001
Lot Size	3.12 acres (135,907 sqft)
Owner	Trust Name on File
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-019.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-019.000`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	31 SPRING CHURCH RD
City	TROY
State	MO
Zip	63379-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED LOT 4 SPRING BRANCH FARMS
Legal Range	01E
Legal Township	49N
Legal Section	22
Legal Subdivision	SPRING BRANCH FARMS
Legal Lot Number	4
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	810309

Owner

31 Spring Church Rd is owner-occupied and held in a trust since May 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Trust Name on File
Mailing Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Feb 7, 2005	Deed of Trust, Mortgage · ARM FIRST FRANKLIN FINANCIAL CORP
Mar 21, 2007	Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 13, 2022	Intrafamily Transfer, Transfer
May 24, 2017	Beneficiary Deed, Transfer
Feb 8, 2010	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2010
Deed Sale	Feb 8, 2010
Deed Document Number	2010932
Deed Book / Page	2127 / 916
Last Transfer Date	May 9, 2017
Transfer Doc	02411/0310
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02412/0764
Date	Jul 6, 2017
Book Page	2412/0764
Instrument	2017006223

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	ENTERPRISE LANE TITLE, ENTERPRISE LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01728/0707
Date	Feb 7, 2005
Book Page	1728/0707
Instrument	20050001553

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jan 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	9.87%
Index	6-Month LIBOR
Max Rate	12.8%

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	TITLE PROFESSIONALS/TN LLC, TITLE PROFESSIONALS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01930/0603
Date	Mar 21, 2007
Book Page	1930/0603
Instrument	20070003226

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2037

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 21, 2025
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Document Number	00002515/8
Book / Page	2515 / 8
Map Reference	MB 9 PG 28
Instrument Date	Oct 10, 2025
Instrument	2025008562
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 KEYSTONE DR, OLD MONROE, MO 63369-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SPRING BRANCH RD, TROY, MO 63379-5418

Mortgage

Document Number	2025008563
Date	Oct 21, 2025
Instrument	2025008563

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jul 13, 2022
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Document Number	002481/604
Book / Page	2481 / 604
Instrument Date	Jul 13, 2022
Instrument	2022007358
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31 CHURCH SPRINGS ROAD, TROY, MO 63379-5419

May 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	May 24, 2017
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Document Number	02411/0310
Book / Page	2411 / 0310
Map Reference	MB9 PG28
Instrument Date	May 9, 2017
Instrument	2017004749
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SPRING BRANCH RD, TROY, MO 63379-5418

February 2010: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 8, 2010
Property Address	31 SPRING CHURCH RD, TROY, MO 63379-5419
Document Number	02127/0916
Book / Page	2127 / 0916
Map Reference	MB10 PG12
Instrument Date	Jan 21, 2010
Instrument	20100000932
Transaction Type	Foreclosure
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Mail Care Of	US BANK HOME MORTGAGE

Tax Assessment & Valuation

The 2025 property tax bill for 31 Spring Church Rd was $2,381.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,959 (-) Land $5,263 Building $33,696
2025	$2,381.00	$38,959 Land $5,263 Building $33,696	$205,050 Land $27,700 Building $177,350
2023	$2,247.00 (+4.71%)	$36,260 Land $4,845 Building $31,415	$190,840 Land $25,500 Building $165,340
2022	$2,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Spring Church Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Spring Church Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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