31 Smiths Point Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 31 Smiths Point Rd, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,608 sqft · built 2006
Lot Size	1.89 acres (82,463 sqft)
Owner	2 Company Names on Record
Last Sale	$2,960,000 (Sep 2004)
Tax Bill	$55,321 (2025)
Deeds & Mortgages	Mar 2021 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0020 B:0000 L:0002`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0020 B:0000 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,608 sqft Living Area
Gross Area	6,565 sqft
Basement Area	2,144 sqft
Unfinished Basement	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	82,463 sqft (1.89 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	31 SMITHS POINT RD
City	MANCHESTER
State	MA
Zip	01944-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Subdivision	COMMON BEACH
Legal Lot Number	2
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	3
Census Block	3007
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31 SMITHS POINT RD, MANCHESTER, MA 01944-1449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Quit Claim Deed, Transfer · ARM CITIZENS BANK OF RHODE ISLAND
Jun 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2004 · Amount on Record
Deed Sale	Sep 9, 2004 · Amount on Record
Prior Sale	Jun 30, 2004
Deed Book / Page	23366 / 233
Last Transfer Date	Mar 19, 2021
Transfer Doc	39711-199
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Mar 31, 2021
Property Address	31 SMITHS POINT RD, MANCHESTER, MA 01944-1449
Document Number	39711-199
Book / Page	39711 / 199
Instrument Date	Mar 19, 2021
Instrument	20210331001270
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SMITHS POINT RD, MANCHESTER, MA 01944-1449

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Sep 28, 2020
Property Address	31 SMITHS POINT RD, MANCHESTER, MA 01944-1449
Document Number	38987-406
Book / Page	38987 / 406
Instrument Date	Sep 28, 2020
Instrument	20200928004100
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 SMITHS POINT RD, MANCHESTER, MA 01944-1449

Mortgage

Document Number	38987-409
Date	Sep 28, 2020
Book Page	38987/409
Instrument	20200928004110

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Oct 1, 2027
Index	Other

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Jun 29, 2020
Property Address	31 SMITHS POINT RD, MANCHESTER, MA 01944-1449
Document Number	38661-162
Book / Page	038661 / 000162
Instrument Date	Jun 23, 2020
Instrument	29006290
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	31 SMITHS POINT RD MANCHESTER BY THE SEA MA 019441449, MANCHESTER BY THE SEA, MA 01944-1449

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55,321.00 (+2.62%)	$6,046,000 (+4.87%) Land $4,474,600 Building $1,571,400	$6,211,150
2024	$53,906.00 (+3.77%)	$5,765,400 (+15.76%) Land $4,300,300 Building $1,465,100
2023	$51,946.00	$4,980,400 Land $3,719,200 Building $1,261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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