25 Saint Nicholas Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 25 Saint Nicholas Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$211,300 (Oct 2017)
Tax Bill	$4,200 (2024)
Deeds & Mortgages	Jul 2023 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T000300297`

Property Details

APN / Parcel Number

Primary APN	`T000300297`
Alternative APN	`2-0050-8094-00-0046.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	4,046 sqft
1st Floor Area	1,834 sqft
Basement Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300297
Street Address	25 SAINT NICHOLAS CT
City	O FALLON
State	MO
Zip	63366-2190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST DOMINIC EST LOT 46
Legal Subdivision	ST DOMINIC EST
Legal Lot Number	46
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3012
Census Tract	311802

Owner

25 Saint Nicholas Ct is owned and occupied by two individuals who acquired it in June 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Beneficiary Deed, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Oct 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	Feb 4, 2015 · Amount on File
Deed Document Number	2017659940
Deed Book / Page	6826 / 812
Last Transfer Date	Jun 20, 2023
Transfer Doc	0000027145
Record Updated	Sep 20, 2026

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2023
Property Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190
Document Number	0000027145
Map Reference	MB 35 PG 238&239
Instrument Date	Jun 20, 2023
Instrument	2023R-027145
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R023230
Date	Mar 16, 2021
Instrument	2021R-023230

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2017
Property Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190
Document Number	0068260812
Book / Page	6826 / 0812
Map Reference	MB 35 PG 238&239
Instrument Date	Oct 13, 2017
Instrument	20171020000659940
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NATIONS TITLE AGENCY OF MISS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SAINT NICHOLAS CT, O FALLON, MO 63366-2190

Mortgage

Document Number	20171020000659950
Date	Oct 20, 2017
Instrument	20171020000659950

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,582 (-)	$366,222 (-) Land $80,000 Building $286,222
2025		$69,582	$366,222 Land $80,000 Building $286,222
2024	$4,200.00
2023		$63,545 (+25.06%)
2022	$3,615.00	$50,813	$334,448 (+25.06%) Land $55,000 Building $279,448
2021			$267,438 Land $50,000 Building $217,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Saint Nicholas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Saint Nicholas Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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