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31 Prospect St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 31 Prospect St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,849 sqft · built 1963
Lot Size0.37 acres (16,126 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Dec 2011)
Tax Bill$16,029 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone AE (high risk)
APN62-187-00-0072

Property Details

APN / Parcel Number

Primary APN62-187-00-0072
Alternative APNs
  • 2009-62-187-00-0072-0
  • 62187000072000000000
  • 282009 62.-187-72
  • 62187 00720

Interior

Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,849 sqft Living Area
Gross Area4,449 sqft
1st Floor Area1,690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area16,126 sqft (0.37 acres)
Lot Dimensions78 ft deep x 139 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area495 sqft
Deck Area80 sqft
Patio Area240 sqft
Balcony Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62187 00720
Street Address31 PROSPECT ST
CityFREEPORT
StateNY
Zip11520-6019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description72-78
Legal Block187
Legal Lot Number72-78
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1000
Census Tract414501

Owner

31 Prospect St is owned and occupied by two individuals who bought it in December 2011.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address31 PROSPECT ST, FREEPORT, NY 11520-6019
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2011 · Amount on File
Deed SaleDec 23, 2011 · Amount on File
Prior SaleJul 17, 2006 · Amount on File
Deed Document Number201100909
Deed Book / PageD12787 / 540
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address31 PROSPECT ST, FREEPORT, NY 11520-6019
Document Number0442540231
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PROSPECT ST FREEPORT NY 115206019, FREEPORT, NY 11520-6019

Mortgage

Document Number0442540231
DateJun 16, 2020
Book Page044254/000231
Instrument47601
Lender
NameMR COOPER
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31 Prospect St was $16,029 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$745 Land $266 Building $479$745,000
2025$16,029.00
2023$14,921.00 Homeowner's exemption$785 Land $295 Building $490$785,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Prospect St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 349 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies410 units insured
incl. 61 condo units
Nearby Flood Claims1,503 (1978–2024)
Claims Outside the SFHA35 of 1,503
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 507 claims
  • Hurricane Irene, Sep 2011 · 277 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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