26 Prospect St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 26 Prospect St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,598 sqft · built 1962
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$549,000 (Oct 2022)
Tax Bill$8,517 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN62-087-00-0225

Property Details

APN / Parcel Number

Primary APN62-087-00-0225
Alternative APNs
  • 2009-62-087-00-0225-0
  • 62087000225000000000
  • 282009 62.-87-225
  • 62087 02250

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,598 sqft Living Area
1st Floor Area1,143 sqft
Basement Area405 sqft
Finished Basement405 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area180 sqft
Patio Area622 sqft
Balcony Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62087 02250
Street Address26 PROSPECT ST
CityFREEPORT
StateNY
Zip11520-6045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal SubdivisionMAP OF RANDALL BAY ESTATES
Legal Block87
Legal Lot Number225
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1004
Census Tract414501

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 PROSPECT ST, FREEPORT, NY 11520-6045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Bargain and Sale Deed, Transfer · FHA Mortgage
BLAIR SERVICES OF AMERICA INC
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK
Jun 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Deed Document Number2022101724
Deed Book / Page14308 / 532
Record UpdatedOct 29, 2026

October 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionNASSAU NY
Recording DateOct 12, 2022
Property Address26 PROSPECT ST, FREEPORT, NY 11520-6045
Document NumberD143080532
Book / PageD14308 / 532
Map ReferenceMAP 545 CASE 3344
Instrument DateSep 20, 2022
Instrument2022-00101724
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyNOT AVAILABLE, VINTAGE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 PROSPECT ST, 26, FREEPORT, NY 11520-6045

Transferred To (Grantee/Buyer)

NameVerified Name
Address2885 FABER TER, FAR ROCKAWAY, NY 11691-1705

Mortgage

Document Number202200101725
DateOct 12, 2022
Instrument2022-00101725
Lender
NameBLAIR SERVICES OF AMERICA INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address26 PROSPECT ST, FREEPORT, NY 11520-6045
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0456790142
DateJul 29, 2021
Book Page45679/142
Instrument2021-100107
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address26 PROSPECT ST, FREEPORT, NY 11520-6045
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0428940590
DateJun 15, 2018
Book Page42894/590
Instrument2018-052891
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410 (+7.33%) Land $150 Building $260$410,000 (+7.33%)
2025$8,517.00 (+27.58%)
2023$6,676.00 Homeowner's exemption$382 Land $150 Building $232$382,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies410 units insured
incl. 61 condo units
Nearby Flood Claims1,503 (1978–2024)
Claims Outside the SFHA35 of 1,503
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 507 claims
  • Hurricane Irene, Sep 2011 · 277 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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