Nassau County and Hempstead Town property record for 43 Prospect St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,662 sqft · built 1962 |
| Lot Size | 0.162 acres (7,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $676,250 (Nov 2022) |
| Tax Bill | $10,155 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 62-187-00-0803 |
| Primary APN | 62-187-00-0803 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,143 sqft |
| Basement Area | 469 sqft |
| Finished Basement | 469 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 7,050 sqft (0.162 acres) |
| Lot Dimensions | 150 ft deep x 47 ft wide |
| View / Lot | Canal Front |
| Deck Area | 198 sqft |
|---|---|
| Patio Area | 398 sqft |
| Balcony Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62187 08030 |
|---|---|
| Street Address | 43 PROSPECT ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 803 & 822 TOWN #1 SCH DIST 009 |
| Legal Subdivision | RANDALL BAY ESTS SEC 1 |
| Legal Block | 187 |
| Legal Lot Number | 803 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 414501 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 PROSPECT ST, FREEPORT, NY 11520-6019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Dec 23, 2016 · Amount on Record |
| Deed Document Number | 2022109542 |
| Deed Book / Page | 14319 / 553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Nov 10, 2022 |
| Property Address | 43 PROSPECT ST, FREEPORT, NY 11520-6019 |
| Document Number | D143190553 |
| Book / Page | D14319 / 553 |
| Map Reference | FILE 545 CASE 3344 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022-109542 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL INS CO OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 PROSPECT ST, 43, FREEPORT, NY 11520-6019 |
| Name | Verified Name |
|---|---|
| Address | 43 PROSPECT ST, FREEPORT, NY 11520-6019 |
| Document Number | 2022109543 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-109543 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475 (-) Land $195 Building $280 | $475,000 (-) | |
| 2025 | $10,155.00 (+4.1%) | ||
| 2023 | $9,755.00 Additional exemption filed | $475 Land $195 Building $280 | $475,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 349 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 410 units insured incl. 61 condo units |
| Nearby Flood Claims | 1,503 (1978–2024) |
| Claims Outside the SFHA | 35 of 1,503 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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