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31 Main St, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 31 Main St, Peapack, NJ 07977

Property Summary

Property TypeSingle Family Home
Details2,152 sqft · built 1990
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (May 2005)
Tax Bill$8,994 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-00029-0000-00031-03

Property Details

APN / Parcel Number

Primary APN15-00029-0000-00031-03
Alternative APN
  • 15000290000000310003

Interior

Stories2 Stories
Building Area2,152 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Lot Area27,878 sqft (0.64 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address31 MAIN ST
CitySOUTH BOUND BROOK
StateNJ
Zip08880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal Block29
Legal Lot Number31.3
JurisdictionSOMERSET NJ
Township / Civil DivisionPEAPACK AND GLADSTONE
Census Block Group2
Census Block2013
Census Tract52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records · APN 15-00029-0000-00031-03

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 466, PEAPACK, NJ 07977-0466
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEAPACK GLADSTONE BANK
Mar 20, 2018Deed of Trust, Mortgage · Conventional with PMI
WFB NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2005 · Amount on Record
Deed SaleMay 06, 2005 · Amount on Record
Prior SaleMay 06, 2005 · Amount on Record
Deed Book / Page5739 / 1218
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address31 MAIN ST, PEAPACK, NJ 07977-9801
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066102
DateNov 09, 2021
Book Page7400/260
Instrument2021066102
Lender
NamePEAPACK GLADSTONE BANK
TypeBank
AddressBEDMINSTER, NJ 07921
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address31 MAIN ST, PEAPACK, NJ 07977-9801
Document Number0000010949
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 MAIN ST PEAPACK NJ 07977, PEAPACK, NJ 07977

Mortgage

Document Number0000010949
DateMar 27, 2018
Book Page007032/001093
Instrument10949
Lender
NameWFB NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 26, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityPeapack And Gladstone Borough
Unified School DistrictSomerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$611,100 (+7.15%) Land $245,400 Building $365,700$611,100 (+7.15%) Land $245,400 Building $365,700
2025$8,994.00 (+3.38%)$570,300 (+21.39%) Land $229,300 Building $341,000$570,300 (+21.39%) Land $229,300 Building $341,000
2024$8,700.00 (+4.68%)
2023$469,800 Land $188,000 Building $281,800$469,800 Land $188,000 Building $281,800
2022$8,311.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1984–2021)
Claims Outside the SFHA1 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
Starlink
Satellite		280 / 30

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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