30 Main St, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 30 Main St, Peapack, NJ 07977

Property Summary

Property Type	Single Family Home
Details	3,042 sqft · built 2024
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Feb 2020)
Tax Bill	$14,950 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00028-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`15-00028-0000-00001`
Alternative APN	`150002800001`

Interior

Stories	1 Story
Building Area	3,042 sqft Living Area
1st Floor Area	3,042 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	341 ft deep x 100 ft wide

Location & Zoning

Street Address	30 MAIN ST
City	PEAPACK
State	NJ
Zip	07977-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Subdivision	PEAPACK & GLADSTONE
Legal Block	28
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2006
Census Tract	52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 MAIN ST, 30, PEAPACK, NJ 07977-9801
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Feb 26, 2020	Grant Deed, Transfer HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO
Nov 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	20208652
Deed Book / Page	7192 / 2607
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0000042312
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	30 MAIN ST, PEAPACK, NJ 07977-9801
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 DIAMOND SPRING RD, DENVILLE, NJ 07834-2914

Mortgage

Document Number	0000016347
Date	Jun 30, 2023
Book Page	7512/363
Instrument	2023016347

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 26, 2020
Property Address	30 MAIN ST, PEAPACK, NJ 07977-9801
Document Number	0000008652
Book / Page	007192 / 002607
Instrument Date	Feb 18, 2020
Instrument	8652
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$326.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	398 DIAMOND SPRING RD DENVILLE NJ 078342914, DENVILLE, NJ 07834-2914

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 13, 2018
Property Address	30 MAIN ST, PEAPACK, NJ 07977-9801
Document Number	0000042312
Book / Page	007082 / 003612
Instrument Date	Oct 11, 2018
Instrument	42312
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 E MILL RD LONG VALLEY NJ 078533187, LONG VALLEY, NJ 07853-3187

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$978,500 (+3.22%) Land $369,500 Building $609,000	$978,500 (+3.22%) Land $369,500 Building $609,000
2025	$14,950.00 (+171.67%)	$948,000 (+177.36%) Land $348,600 Building $599,400	$948,000 (+177.36%) Land $348,600 Building $599,400
2024	$5,503.00 (-11.7%)
2023		$341,800 Land $307,000 Building $34,800	$341,800 Land $307,000 Building $34,800
2022	$6,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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