39 Main St, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 39 Main St, Peapack, NJ 07977

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1955
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00029-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`15-00029-0000-00028`
Alternative APN	`150002900028`

Interior

Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	39 MAIN ST
City	SOUTH BOUND BROOK
State	NJ
Zip	08880-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Block	29
Legal Lot Number	28
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2013
Census Tract	52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 636, PEAPACK, NJ 07977-0636
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Sep 23, 2009 · Amount on Record
Deed Document Number	202321585
Deed Book / Page	7520 / 2062
Prior Transfer Date	Jul 9, 2009
Prior Transfer Doc	0000053365
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 21, 2023
Property Address	39 MAIN ST, PEAPACK, NJ 07977-9801
Document Number	0000021585
Book / Page	7520 / 2062
Instrument Date	Aug 10, 2023
Instrument	2023021585
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 CHESTNUT HILL DRIVE, PRAPACK, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MAIN ST, PEAPACK, NJ 07977-9801

Mortgage

Document Number	0000021586
Date	Aug 21, 2023
Instrument	2023021586

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,600 (+7.12%) Land $236,100 Building $254,500	$490,600 (+7.12%) Land $236,100 Building $254,500
2025	$7,223.00 (+4.05%)	$458,000 (+17.56%) Land $220,600 Building $237,400	$458,000 (+17.56%) Land $220,600 Building $237,400
2024	$6,942.00 (+0.81%)
2023		$389,600 (+3.98%) Land $180,800 Building $208,800	$389,600 (+3.98%) Land $180,800 Building $208,800
2022	$6,886.00	$374,700 Land $172,200 Building $202,500	$374,700 Land $172,200 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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