31 Joel Cir, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 31 Joel Cir, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,370 sqft · built 1989
Lot Size	0.781 acres (34,033 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,922 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:062 L:019 S:116`

Property Details

APN / Parcel Number

Primary APN	`B:062 L:019 S:116`
Alternative APN	`LYNN M:062 B:019 L:116`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
Gross Area	4,771 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,033 sqft (0.781 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 JOEL CIR
City	LYNN
State	MA
Zip	01904-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	FOREST RIM
Legal Block	19
Legal Lot Number	116
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3001
Census Tract	205400

Owner

Source: Essex County and Lynn City records · APN B:062 L:019 S:116

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 JOEL CIR, LYNN, MA 01904-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	31 JOEL CIR, LYNN, MA 01904-1437
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36432-571
Date	Dec 26, 2017
Book Page	36432/571
Instrument	288

Lender

Name	FAMILY FSLA
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2032

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,922.00 (+3.25%)	$957,700 (+4.94%) Land $230,700 Building $727,000	$889,675
2024	$9,610.00 (-0.99%)	$912,600 (+4.84%) Land $221,200 Building $691,400
2023	$9,706.00	$870,500 Land $258,500 Building $612,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 442 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.