Essex County and Lynn City property record for 3 Joel Cir, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,296 sqft · built 1992 |
| Lot Size | 0.266 acres (11,578 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $53,000 (Sep 1991) |
| Tax Bill | $9,323 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B:062 L:019 S:126 |
| Primary APN | B:062 L:019 S:126 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,296 sqft Living Area |
| Gross Area | 6,482 sqft |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,578 sqft (0.266 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 JOEL CIR |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 19 |
| Legal Lot Number | 126 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 205400 |
Source: Essex County and Lynn City records · APN B:062 L:019 S:126
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 JOEL CIR, LYNN, MA 01904-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 12, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 1991 · Amount on Record |
| Deed Sale | Sep 06, 1991 · Amount on Record |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 041160-563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 30, 2022 |
| Property Address | 3 JOEL CIR, LYNN, MA 01904-1437 |
| Document Number | 041160-563 |
| Book / Page | 41160 / 563 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 327 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 JOEL CIR, LYNN, MA 01904-1437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 3 JOEL CIR, LYNN, MA 01904-1437 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040650-102 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 40650/102 |
| Instrument | 20220112001220 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,323.00 (+2.42%) | $899,900 (+4.09%) Land $218,100 Building $681,800 | $1,085,660 |
| 2024 | $9,103.00 (+0.55%) | $864,500 (+6.48%) Land $209,100 Building $655,400 | |
| 2023 | $9,053.00 | $811,900 Land $232,900 Building $579,000 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 442 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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