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15 Joel Cir, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 15 Joel Cir, Lynn, MA 01904

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,420 sqft · built 1989
Lot Size0.294 acres (12,815 sqft)
Owner2 Individual Names on File
Last Sale$955,000 (May 2023)
Tax Bill$10,365 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNB:062 L:019 S:119

Property Details

APN / Parcel Number

Primary APNB:062 L:019 S:119
Alternative APN
  • LYNN M:062 B:019 L:119

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,420 sqft Living Area
Gross Area5,883 sqft
Basement Area1,435 sqft
Unfinished Basement1,435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,815 sqft (0.294 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address15 JOEL CIR
CityLYNN
StateMA
Zip01904-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block19
Legal Lot Number119
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group3
Census Block3001
Census Tract205400

Owner

Source: Essex County and Lynn City records · APN B:062 L:019 S:119

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 JOEL CIR, LYNN, MA 01904-1437
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO
Mar 06, 2020Deed of Trust, Mortgage · Balloon Mortgage
EASTERN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Record UpdatedSep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateMay 30, 2023
Property Address15 JOEL CIR, LYNN, MA 01904-1437
Document Number0041586-75
Book / Page41586 / 75
Instrument DateMay 30, 2023
Instrument20230530001300
Transaction TypeTransfer
Record UpdatedJun 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15 JOEL CIR, LYNN, MA 01904-1437

Mortgage

Document Number230530001310
DateMay 30, 2023
Instrument230530001310
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address15 JOEL CIR, LYNN, MA 01904-1437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38314-416
DateMar 06, 2020
Book Page38314/416
Instrument20200306000230
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,365.00 (-0.01%)$1,000,500 (+1.64%) Land $229,600 Building $770,900$1,062,480
2024$10,366.00 (+2.42%)$984,400 (+8.45%) Land $220,100 Building $764,300
2023$10,121.00$907,700 Land $245,100 Building $662,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 442 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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