31 Grove St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 31 Grove St, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 2003
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$318,291 (Mar 2004)
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`AYER M:033 B:0000 L:0035`

Property Details

APN / Parcel Number

Primary APN	`AYER M:033 B:0000 L:0035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 GROVE ST
City	AYER
State	MA
Zip	01432-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	35
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	4
Census Block	4011
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:033 B:0000 L:0035

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 GROVE ST, AYER, MA 01432-1663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2004 · Amount on Record
Deed Sale	Mar 19, 2004 · Amount on Record
Deed Document Number	200464039
Deed Book / Page	42268 / 568
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	31 GROVE ST, AYER, MA 01432-1663
Document Number	73252-374
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31 GROVE ST AYER MA 014321663, AYER, MA 01432-1663

Mortgage

Document Number	73252-374
Date	Sep 10, 2019
Book Page	073252/000374
Instrument	136417

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2049

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,957.00 (+6.57%)	$498,100 (+10.66%) Land $149,300 Building $348,800	$509,960 (+0.75%)
2024			$506,160
2023	$5,590.00	$450,100 Land $160,300 Building $289,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 3 of 6 on primary residences
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.