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25 Grove St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 25 Grove St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,809 sqft · built 1880
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (May 2014)
Tax Bill$5,955 (2025)
Deeds & MortgagesAug 2022 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:033 B:0000 L:0017

Property Details

APN / Parcel Number

Primary APNAYER M:033 B:0000 L:0017

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,809 sqft Living Area
Basement Area954 sqft
Unfinished Basement954 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address25 GROVE ST
CityAYER
StateMA
Zip01432-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number17
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group4
Census Block4011
Census Tract325102

Owner

25 Grove St is owned and occupied by two individuals who bought it in May 2014.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address25 GROVE ST, AYER, MA 01432-1617
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ST MARYS CREDIT UNION
Feb 22, 2018Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2014 · Amount on File
Deed SaleMay 23, 2014 · Amount on File
Prior SaleMay 27, 2003 · Amount on File
Deed Book / Page63652 / 576
Transfer Doc063652-576
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address25 GROVE ST, AYER, MA 01432-1617
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080603-98
DateAug 19, 2022
Book Page80603/98
Instrument127464
Lender
NameST MARYS CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term61 Months
DueSep 1, 2027

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address25 GROVE ST, AYER, MA 01432-1617
Document Number70672-517
Instrument DateFeb 22, 2018
Transaction TypeMortgage
Record UpdatedMay 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70672-517
DateFeb 27, 2018
Book Page070672/000517
Instrument26838
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Grove St was $5,955.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,955.00$497,900 Land $142,100 Building $355,800$497,610 (+2.17%)
2024$487,065
2023$5,336.00$429,600 Land $152,300 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Grove St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Grove St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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