20 Grove St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 20 Grove St, Ayer, MA 01432 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage2,388 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
GarageDetached
OccupancyOwner Occupied
Tax Bill$5,394.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:026 B:0000 L:0324

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Building Area2,388 sqft Living Area
Basement Area1,194 sqft Basement
Unfinished Basement1,194 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialAsbestos Exterior
Construction TypeStone Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemSteam Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address20 GROVE ST
CityAYER
StateMA
Zip01432-1643
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Lot Number324
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup4
Census Block4012
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0324

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 GROVE ST, AYER, MA 01432-1643
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Commercial Mortgage
CLINTON SAVINGS BANK
Feb 02, 2022Deed of Trust, Mortgage · Stand Alone Refinance
GUILD MORTGAGE CO
Jun 15, 2021Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 09, 2021
Transfer Doc078019-271
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address20 GROVE ST, AYER, MA 01432-1643
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084899-326
DateNov 19, 2025
Book Page84899/326
Instrument142061
Lender
NameCLINTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address20 GROVE ST, AYER, MA 01432-1643
Transaction TypeMortgage
Record UpdatedFeb 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079631-578
DateFeb 02, 2022
Book Page79631/578
Instrument18168
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 15, 2021
Property Address20 GROVE ST, AYER, MA 01432-1643
Document Number078019-271
Book / Page78019 / 271
Instrument DateJun 09, 2021
Instrument135160
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 GROVE ST, AYER, MA 01432-1643

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,394.00 (+20.83%)$451,000 (+25.49%) Land $135,500 Building $315,500
2023$4,464.00$359,400 Land $126,800 Building $232,600

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