31 Gray Fox Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 31 Gray Fox Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 2005
Lot Size	3.54 acres (154,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2009)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EFFI M:00410 B:000031 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00410 B:000031 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	2,210 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	154,507 sqft (3.54 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 GRAY FOX RD
City	EFFINGHAM
State	NH
Zip	03882-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA RU
Legal Block	31
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	1
Census Block	1002
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND MORTGAGE CORP
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Sep 17, 2019	Quit Claim Deed, Mortgage · Conventional with PMI HOLY ROSARY CU/NH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2009 · Amount on Record
Deed Sale	Apr 23, 2009 · Amount on Record
Prior Sale	Mar 18, 2009 · Amount on Record
Deed Book / Page	2780 / 668
Last Transfer Date	Sep 11, 2019
Transfer Doc	0034630619
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	31 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003855-0657
Date	Dec 1, 2025
Book Page	3855/657
Instrument	202500114330

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	31 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003716-0898
Date	Apr 6, 2023
Book Page	3716/898
Instrument	202300026230

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2030

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	31 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003587-0516
Date	May 3, 2021
Book Page	3587/516
Instrument	2106663

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Sep 17, 2019
Property Address	31 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Document Number	0034630619
Book / Page	003463 / 000619
Instrument Date	Sep 11, 2019
Instrument	9333
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 GRAY FOX RD EFFINGHAM NH 038828501, EFFINGHAM, NH 03882-8501

Mortgage

Document Number	34630621
Date	Sep 17, 2019
Book Page	003463/000621
Instrument	9334

Lender

Name	HOLY ROSARY CU/NH
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2039

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,163.00 (+5.15%)	$335,700 (+88.17%) Land $95,200 Building $240,500
2024	$4,910.00 (+11.46%)	$178,400 (-) Land $54,500 Building $123,900	$239,590
2023	$4,405.00 (+4.76%)	$178,400 (-) Land $54,500 Building $123,900
2022	$4,205.00	$178,400 Land $54,500 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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