11 Gray Fox Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 11 Gray Fox Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,027 sqft · built 1990
Lot Size	2.34 acres (102,279 sqft)
Owner	Individual Name on Record
Last Sale	$417,000 (May 2025)
Tax Bill	$5,927 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EFFI M:00410 B:000028 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00410 B:000028 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,027 sqft Living Area
Gross Area	3,326 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,279 sqft (2.34 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	11 GRAY FOX RD
City	EFFINGHAM
State	NH
Zip	03882-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA RU
Legal Block	28
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	1
Census Block	1002
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 2ND AVE, NORTH ATTLEBORO, MA 02760-6304
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Warranty Deed, Transfer · FHA Mortgage NHFA
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage STONEWATER MTG
Oct 10, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2025202500043060
Deed Book / Page	3823 / 336
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	May 28, 2025
Property Address	11 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Document Number	003823-0336
Book / Page	3823 / 336
Instrument Date	May 27, 2025
Instrument	202500043060
Transaction Type	Transfer
Record Updated	Jun 18, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 2ND AVE, NORTH ATTLEBORO, MA 02760-6304

Mortgage

Document Number	202500043070
Date	May 28, 2025
Instrument	202500043070

Lender

Name	NHFA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	003823-0354
Date	May 28, 2025
Book Page	3823/354
Instrument	202500043080

Lender

Name	NHFA

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	11 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003632-0247
Date	Nov 10, 2021
Book Page	3632/247
Instrument	2116984

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Jul 30, 2020
Property Address	11 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Document Number	0035190731
Book / Page	003519 / 000731
Instrument Date	Jul 24, 2020
Instrument	135
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OSSIPEE MOUNTAIN RD HAMPSTEAD NH 03841, HAMPSTEAD, NH 03841

Mortgage

Document Number	35190734
Date	Jul 30, 2020
Book Page	003519/000734
Instrument	136

Lender

Name	STONEWATER MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Oct 10, 2017
Property Address	11 GRAY FOX RD, EFFINGHAM, NH 03882-8501
Document Number	0033540264
Book / Page	003354 / 000264
Instrument Date	Oct 6, 2017
Instrument	11229
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 STATE ROUTE 107 #24 SEABROOK NH 038744172, 24, SEABROOK, NH 03874-4172

Mortgage

Document Number	33540266
Date	Oct 10, 2017
Book Page	003354/000266
Instrument	11230

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,927.00 (+12.94%)	$385,400 (+102.1%) Land $113,600 Building $271,800
2024	$5,248.00 (+11.47%)	$190,700 (-) Land $65,100 Building $125,600	$403,180
2023	$4,708.00 (+4.74%)	$190,700 (-) Land $65,100 Building $125,600
2022	$4,495.00	$190,700 Land $65,100 Building $125,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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