31 Germain St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 31 Germain St, Worcester, MA 01602 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 4,723 sqft · built 1897
Lot Size0.582 acres (25,366 sqft)
OwnerIndividual Name on File
Tax Bill$9,449 (2025)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APN11-009-06+14

Property Details

APN / Parcel Number

Primary APN11-009-06+14
Alternative APN
  • WORC M:11 B:009 L:06+14

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area4,723 sqft Living Area
Gross Area7,913 sqft
1st Floor Area1,990 sqft
Basement Area1,826 sqft
Unfinished Basement1,826 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,366 sqft (0.582 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number11-009-06+14
Street Address31 GERMAIN ST
CityWORCESTER
StateMA
Zip01602-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9
Legal Lot Number6+14
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2004
Census Tract730802

Owner

Source: Worcester County and Worcester City records · APN 11-009-06+14

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address31 GERMAIN ST, WORCESTER, MA 01602-2104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address31 GERMAIN ST, WORCESTER, MA 01602-2104
Transaction TypeMortgage
Record UpdatedJan 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066801-340
DateDec 22, 2021
Book Page66801/340
Instrument178575
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueJan 01, 2041

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,449.00 (+9.02%)$716,400 (+18.53%) Land $119,900 Building $596,500$860,320 (+19.76%)
2024$718,390
2023$8,667.00$604,400 Land $104,300 Building $500,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277308022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Hammond Heights
listed 1980 · 79 contributing resources · NRIS 80000531

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Germain St

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