27 Germain St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 27 Germain St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	7 bd · 2.5 ba · 3,371 sqft · built 1890
Lot Size	0.172 acres (7,508 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (May 2025)
Tax Bill	$7,218 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-009-00008`

Property Details

APN / Parcel Number

Primary APN	`11-009-00008`
Alternative APN	`WORC M:11 B:009 L:00008`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,371 sqft Living Area
Gross Area	5,713 sqft
1st Floor Area	1,448 sqft
Basement Area	1,398 sqft
Unfinished Basement	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,508 sqft (0.172 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	11-009-00008
Street Address	27 GERMAIN ST
City	WORCESTER
State	MA
Zip	01602-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	9
Legal Lot Number	8
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2004
Census Tract	730802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hammond Heights listed 1980 · 79 contributing resources · NRIS 80000531

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 GERMAIN ST, WORCESTER, MA 01602-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIBANK FOR SAVINGS
Jun 28, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Book / Page	72049 / 302
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 30, 2025
Property Address	27 GERMAIN ST, WORCESTER, MA 01602-2104
Document Number	072049-302
Book / Page	72049 / 302
Instrument Date	May 30, 2025
Instrument	42955
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 GERMAIN ST, WORCESTER, MA 01602-2104

Mortgage

Document Number	0000042956
Date	May 30, 2025
Instrument	42956

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 28, 2019
Property Address	27 GERMAIN ST, WORCESTER, MA 01602-2104
Document Number	60638-242
Book / Page	60638 / 242
Instrument Date	Jun 26, 2019
Instrument	62098
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ADAMS & ASSOC LEGAL SVCS TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 GERMAIN ST, WORCESTER, MA 01602-2104
Investor	Possibly a Property Investor

Mortgage

Document Number	62099
Date	Jun 28, 2019
Instrument	62099

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,218.00 (+2.62%)	$543,500 (+1.91%) Land $123,600 Building $419,900	$695,792 (-1.77%)
2025	$7,034.00 (+8.72%)	$533,300 (+18.2%) Land $117,700 Building $415,600	$708,320 (+24.87%)
2024			$567,245
2023	$6,470.00	$451,200 Land $102,400 Building $348,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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