26 Germain St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 26 Germain St, Worcester, MA 01602 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,137 sqft · built 1892
Lot Size	0.19 acres (8,262 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Jun 2025)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-007-00001`

Property Details

APN / Parcel Number

Primary APN	`11-007-00001`
Alternative APN	`WORC M:11 B:007 L:00001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,137 sqft Living Area
Gross Area	5,327 sqft
1st Floor Area	1,178 sqft
Basement Area	186 sqft
Unfinished Basement	186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	8,262 sqft (0.19 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	11-007-00001
Street Address	26 GERMAIN ST
City	WORCESTER
State	MA
Zip	01602-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2003
Census Tract	730802

Owner

Source: Worcester County and Worcester City records · APN 11-007-00001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 GERMAIN ST, WORCESTER, MA 01602-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BAY STATE SAVINGS BANK
Jun 17, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Oct 01, 1998 · Amount on Record
Deed Document Number	202549038
Deed Book / Page	72131 / 373
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	26 GERMAIN ST, WORCESTER, MA 01602-2105
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00069505-8
Date	Aug 11, 2023
Book Page	69505/8
Instrument	65938

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2043

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 17, 2025
Property Address	26 GERMAIN ST, WORCESTER, MA 01602-2105
Document Number	072131-373
Book / Page	72131 / 373
Instrument Date	Jun 17, 2025
Instrument	49038
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26 GERMAIN ST, WORCESTER, MA 01602-2105

Mortgage

Document Number	0000049039
Date	Jun 17, 2025
Instrument	49039

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	26 GERMAIN ST, WORCESTER, MA 01602-2105
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59281-69
Date	Aug 20, 2018
Book Page	59281/69
Instrument	86934

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2038

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,446.00 (+8.72%)	$564,500 (+18.2%) Land $118,000 Building $446,500	$619,210 (+4.04%)
2024			$595,175
2023	$6,849.00	$477,600 Land $102,600 Building $375,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277308022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Hammond Heights listed 1980 · 79 contributing resources · NRIS 80000531

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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