Pawtucket City property record for 21 Gerald St, Pawtucket, RI 02860
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,081 sqft · built 1998 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,333,333 (Mar 2025) |
| Tax Bill | $4,729 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:65 L:0315 |
| Primary APN | PAWT M:65 L:0315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,081 sqft Living Area |
| Gross Area | 2,135 sqft |
| 1st Floor Area | 899 sqft |
| Basement Area | 390 sqft |
| Unfinished Basement | 390 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 650315 |
|---|---|
| Street Address | 21 GERALD ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Lot Number | 315 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 16600 |
Source: Pawtucket City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 GERALD ST, PAWTUCKET, RI 02860-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 24, 2023 | Executor's Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Aug 15, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Prior Sale | Jul 24, 2023 · Amount on Record |
| Deed Document Number | 202536 |
| Deed Book / Page | 5184 / 321 |
| Prior Transfer Date | Mar 11, 2025 |
| Prior Transfer Doc | 005183-348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 21 GERALD ST, PAWTUCKET, RI 02860-5101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 005072-292 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 5072/292 |
| Instrument | 2 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2053 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Jul 24, 2023 |
| Property Address | 21 GERALD ST, PAWTUCKET, RI 02860-5101 |
| Document Number | 005006-199 |
| Book / Page | 5006 / 199 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 GERALD ST, PROVIDENCE, RI |
| Document Number | 0000000003 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 3 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Aug 15, 2023 |
| Property Address | 21 GERALD ST, PAWTUCKET, RI 02860-5101 |
| Document Number | 0005013-82 |
| Book / Page | 5013 / 82 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 35 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 GERALD ST, PAWTUCKET, RI 02860-5101 |
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,729.00 (+36.05%) | $359,600 (+75.24%) Land $111,600 Building $248,000 | $471,735 |
| 2023 | $3,476.00 (+2.18%) | $205,200 (-) Land $74,400 Building $130,800 | |
| 2022 | $3,402.00 | $205,200 Land $74,400 Building $130,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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