31 Ford Ln, Naperville, IL 60565 Property Records

Will County property record for 31 Ford Ln, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2,352 sqft
Lot Size	3.44 acres (149,846 sqft)
Owner	Company Name on Record
Tax Bill	$18,066 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-02-06-408-016`

Property Details

APN / Parcel Number

Primary APN	`12-02-06-408-016`

Interior

Building Area	2,352 sqft Living Area
Basement Area	2,352 sqft
Unfinished Basement	2,352 sqft

Exterior

Lot Area	149,846 sqft (3.44 acres)
Garage Type	Attached
Garage Area	1,200 sqft

Location & Zoning

Street Address	31 FORD LN
City	NAPERVILLE
State	IL
Zip	60565-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN HARTMANN WOODS SUB, BEING A SUB OF PRT OF THE SE1/4 OF SEC 6, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	06
Legal Subdivision	HARTMANN WOODS
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	2
Census Block	2016
Census Tract	880119

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35 FORD LN, NAPERVILLE, IL 60565-5244
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	31 FORD LN, NAPERVILLE, IL 60565-5244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053824
Date	Jul 8, 2020
Instrument	R2020053824

Lender

Name	MDLAND STATES BANK
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,066.00 (+19.04%)	$294,297 (+8.2%) Land $201,758 Building $92,539	$882,891 (+8.2%) Land $605,274 Building $277,617
2024		$271,994 (+23.28%) Land $186,468 Building $85,526	$815,982 (+23.28%) Land $559,404 Building $256,578
2022	$15,176.00	$220,637 Land $151,260 Building $69,377	$661,911 Land $453,780 Building $208,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20