Will County property record for 28 Ford Ln, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,536 sqft · built 2004 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (May 2018) |
| Tax Bill | $28,408 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-06-411-008 |
| Primary APN | 12-02-06-411-008 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 4,536 sqft Living Area |
| 1st Floor Area | 2,347 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 13,500 sqft (0.31 acres) |
| Garage Area | 757 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 28 FORD LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-5245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 IN WASHINGTON WOODS SUB, BEING A SUB OF PRT OF THE SE1/4 OF SEC 6, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 06 |
| Legal Subdivision | WASHINGTON WOODS |
| Legal Lot Number | 29 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 880119 |
28 Ford Ln is owned and occupied by two individuals who bought it in May 2018.
Source: Will County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 FORD LN, NAPERVILLE, IL 60565-5245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC |
| Jul 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU |
| May 14, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on File |
| Deed Sale | May 14, 2018 · Amount on File |
| Prior Sale | Jun 23, 2011 · Amount on File |
| Deed Document Number | 201832042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 28 FORD LN, NAPERVILLE, IL 60565-5245 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000049993 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | R2022049993 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 28 FORD LN, NAPERVILLE, IL 60565-5245 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015958 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | R2022015958 |
| Name | LOANFLIGHT LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 28 FORD LN, NAPERVILLE, IL 60565-5245 |
| Document Number | 0000042821 |
| Instrument Date | Jul 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 FORD LN NAPERVILLE IL 605655245, NAPERVILLE, IL 60565-5245 |
| Document Number | 0000042821 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 42821 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567-3930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 7, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 14, 2018 |
| Property Address | 28 FORD LN, NAPERVILLE, IL 60565-5245 |
| Document Number | 0000032042 |
| Map Reference | DOC R2003-138510 |
| Instrument Date | Apr 20, 2018 |
| Instrument | R2018032042 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 FORD LN, NAPERVILLE, IL 60565-5245 |
| Document Number | 0000032043 |
|---|---|
| Date | May 14, 2018 |
| Instrument | R2018032043 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
The 2025 property tax bill for 28 Ford Ln was $28,408.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,408.00 | $470,785 (+8.2%) Land $128,451 Building $342,334 | $1,412,355 (+8.2%) Land $385,353 Building $1,027,002 |
| 2024 | $435,106 Land $118,716 Building $316,390 | $1,305,318 Land $356,148 Building $949,170 | |
| 2022 | $22,116.00 Homeowner's exemption | $327,525 Land $96,301 Building $231,224 | $982,575 Land $288,903 Building $693,672 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Ford Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Ford Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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