44 Ford Ln, Naperville, IL 60565 Property Records

Will County property record for 44 Ford Ln, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,755 sqft · built 2005
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jun 2005)
Tax Bill$25,942 (2025)
Deeds & MortgagesAug 2020 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-06-411-004

Property Details

APN / Parcel Number

Primary APN12-02-06-411-004

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,755 sqft Living Area
1st Floor Area2,290 sqft
Basement Area2,290 sqft
Unfinished Basement2,290 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area13,500 sqft (0.31 acres)
Garage Area819 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address44 FORD LN
CityNAPERVILLE
StateIL
Zip60565-5245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 IN WASHINGTON WOODS SUB, BEING A SUB OF PRT OF THE SE1/4 OF SEC 6, T37N-R10E.
Legal Range10E
Legal Township37N
Legal Section06
Legal SubdivisionWASHINGTON WOODS
Legal Lot Number25
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group2
Census Block2017
Census Tract880119

Owner

44 Ford Ln is owned and occupied by an individual who bought it in June 2005.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address44 FORD LN, NAPERVILLE, IL 60565-5245
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2005 · Amount on File
Deed SaleJun 3, 2005 · Amount on File
Deed Document Number200591754
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address44 FORD LN, NAPERVILLE, IL 60565-5245
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063984
DateAug 5, 2020
InstrumentR2020063984
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address44 FORD LN, NAPERVILLE, IL 60565-5245
Transaction TypeMortgage
Record UpdatedDec 5, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116325
DateOct 22, 2021
InstrumentR2021116325
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 44 Ford Ln was $25,942.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,942.00$430,603 (+8.2%) Land $134,872 Building $295,731$1,291,809 (+8.2%) Land $404,616 Building $887,193
2024$397,970 Land $124,651 Building $273,319$1,193,910 Land $373,953 Building $819,957
2022$21,793.00 Homeowner's exemption$322,827 Land $101,115 Building $221,712$968,481 Land $303,345 Building $665,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Ford Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Ford Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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