23 E Main St, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 23 E Main St, Panama, NY 14767 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Apr 2021 Sale
APN	`064801 399.01-1-27`

Property Details

APN / Parcel Number

Primary APN	`064801 399.01-1-27`
Alternative APNs	`48013990010001027000` `48100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	255 ft deep x 65 ft wide
Porch	Slab
Porch Area	430 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	48100
Street Address	23 E MAIN ST
City	PANAMA
State	NY
Zip	14767-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD APN: 064801 103-3-12
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1067
Census Tract	36802

Owner

Source: Chautauqua County and Harmony Town records · APN 064801 399.01-1-27

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 E MAIN ST, PANAMA, NY 14767-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 20, 2021
Property Address	23 E MAIN ST, PANAMA, NY 14767-9730
Document Number	DE2021003152
Instrument Date	Apr 16, 2021
Instrument	DE2021003152
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	30 SOUTH ST, PANAMA, NY 14767-9701

Tax Assessment & Valuation

Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Municipality	Panama Village
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00	$57,200 (-) Land $4,600 Building $52,600	$95,300 (+19.13%) Land $7,664 Building $87,636
2023		$57,200 (-) Land $4,600 Building $52,600	$80,000 (+22.52%) Land $6,434 Building $73,566
2022		$57,200 Land $4,600 Building $52,600	$65,297 Land $5,251 Building $60,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.