31 Dearborn Ave, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 31 Dearborn Ave, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,750 sqft · built 1920
Lot Size	0.093 acres (4,047 sqft)
Owner	2 Individual Names on File
Last Sale	$544,000 (Sep 2018)
Tax Bill	$8,181 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:020 L:312 S:020`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:312 S:020`
Alternative APN	`LYNN M:020 B:312 L:020`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,750 sqft Living Area
Gross Area	5,290 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Triplex
Exterior Material	Other
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,047 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	31 DEARBORN AVE
City	LYNN
State	MA
Zip	01905-3236
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Block	312
Legal Lot Number	20
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

31 Dearborn Ave, a triplex, is owned and occupied by two individuals who bought it in September 2018.

Source: Essex County and Lynn City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 DEARBORN AVE, LYNN, MA 01905-3236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOME POINT FINL CORP
Sep 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Book / Page	37030 / 453
Transfer Doc	037030-453
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	31 DEARBORN AVE, LYNN, MA 01905-3236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38050-502
Date	Nov 22, 2019
Book Page	38050/502
Instrument	20191122001300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 21, 2018
Property Address	31 DEARBORN AVE, LYNN, MA 01905-3236
Document Number	37030-453
Book / Page	37030 / 453
Instrument	180921005330
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	370300455
Date	Sep 21, 2018
Instrument	37030/0455

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYNN MA
Recording Date	Sep 13, 2017
Property Address	31 DEARBORN AVE, LYNN, MA 01905-3236
Document Number	36173-555
Book / Page	036173 / 000555
Instrument Date	Aug 31, 2017
Instrument	1709130545
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DEARBORN AVE LYNN MA 019051903, LYNN, MA 01905-1903

Tax Assessment & Valuation

The 2025 property tax bill for 31 Dearborn Ave was $8,181, up 0.9% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,181.00 (+0.91%)	$789,700 (+2.57%) Land $194,500 Building $595,200
2024	$8,107.00 (+0.12%)	$769,900 (+6.02%) Land $180,900 Building $589,000
2023	$8,097.00	$726,200 Land $200,000 Building $526,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Dearborn Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Dearborn Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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