23 Dearborn Ave, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 23 Dearborn Ave, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,715 sqft · built 1910
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Sep 2021)
Tax Bill	$7,757 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:020 L:312 S:022`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:312 S:022`
Alternative APN	`LYNN M:020 B:312 L:022`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,715 sqft Living Area
Gross Area	4,203 sqft
Basement Area	993 sqft
Unfinished Basement	993 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,790 sqft (0.087 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 DEARBORN AVE
City	LYNN
State	MA
Zip	01905-1903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	312
Legal Lot Number	22
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 DEARBORN AVE, LYNN, MA 01905-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Apr 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Feb 27, 1987 · Amount on Record
Deed Book / Page	40255 / 602
Record Updated	Oct 29, 2026

September 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LYNN MA
Recording Date	Sep 8, 2021
Property Address	23 DEARBORN AVE, LYNN, MA 01905-1903
Document Number	040255-602
Book / Page	40255 / 602
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DEARBORN AVE, LYNN, MA 01905-1903

Mortgage

Document Number	0040255604
Date	Sep 8, 2021
Instrument	40255/604

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	23 DEARBORN AVE, LYNN, MA 01905-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37468-430
Date	Apr 29, 2019
Book Page	37468/430
Instrument	20190429000020

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,757.00 (+6.07%)	$748,708 (+7.81%) Land $193,000 Building $555,708	$731,377
2024	$7,313.00 (-3.28%)	$694,500 (+2.42%) Land $179,500 Building $515,000
2023	$7,561.00	$678,100 Land $198,500 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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