20 Dearborn Ave, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 20 Dearborn Ave, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,521 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$599,900 (Nov 2020)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Nov 2020 Sale Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:020 L:309 S:006`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:309 S:006`
Alternative APN	`LYNN M:020 B:309 L:006`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,521 sqft Living Area
Gross Area	4,189 sqft
Basement Area	993 sqft
Unfinished Basement	993 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 DEARBORN AVE
City	LYNN
State	MA
Zip	01905-1940
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Subdivision	JOHN RADDIN
Legal Block	309
Legal Lot Number	6
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5002
Census Tract	205700

Owner

20 Dearborn Ave, a duplex, is owned and occupied by two individuals who bought it in November 2020.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 DEARBORN AVE, LYNN, MA 01905-1940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 24, 2017	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Book / Page	39186 / 470
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	39186-470
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 16, 2020
Property Address	20 DEARBORN AVE, LYNN, MA 01905-1940
Document Number	39186-470
Book / Page	039186 / 000470
Instrument Date	Nov 13, 2020
Instrument	16006520
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,736.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DEARBORN AVE LYNN MA 019051940, LYNN, MA 01905-1940

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 24, 2017
Property Address	20 DEARBORN AVE, LYNN, MA 01905-1940
Document Number	36043-5
Book / Page	036043 / 000005
Instrument Date	Jun 22, 2017
Instrument	1707240487
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DEARBORN AVE LYNN MA 019051940, LYNN, MA 01905-1940

Mortgage

Document Number	36043-7
Date	Jul 24, 2017
Book Page	036043/000007
Instrument	1707240488

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Dearborn Ave was $7,410, up 5.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,410.00 (+5.56%)	$715,207 (+7.28%) Land $197,100 Building $518,107	$785,821
2024	$7,020.00 (-3.54%)	$666,700 (+2.14%) Land $183,300 Building $483,400
2023	$7,278.00	$652,700 Land $202,700 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Dearborn Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Dearborn Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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