Waterford Town property record for 31 Colonial Dr, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,952 sqft · built 1977 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Feb 2010) |
| Tax Bill | $7,063 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:145 L:1552 |
| Primary APN | WATE M:145 L:1552 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,800 sqft |
| Basement Area | 389 sqft |
| Unfinished Basement | 389 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 130500 |
|---|---|
| Street Address | 31 COLONIAL DR |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 1552 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 693500 |
31 Colonial Dr is owned and occupied by two individuals who bought it in February 2010.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Aug 10, 2018 | Deed of Trust, Mortgage CHELSEA GROTON BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2010 · Amount on File |
| Deed Sale | Feb 8, 2010 · Amount on File |
| Prior Sale | Sep 19, 2000 · Amount on File |
| Deed Book / Page | 1115 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 31 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001819-37 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 1819/37 |
| Instrument | 170451 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 31 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1566-246 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 1566/246 |
| Name | CHELSEA GROTON BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 31 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1616-195 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 1616/195 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Nov 1, 2045 |
The 2026 property tax bill for 31 Colonial Dr was $7,063, up 6.2% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,063.00 (+6.23%) | $287,810 (+1.12%) Land $99,970 Building $187,840 | $552,826 (+177.48%) |
| 2025 | $6,649.00 | $284,620 Land $99,970 Building $184,650 | $199,234 Land $69,979 Building $129,255 |
| 2024 | $6,649.00 (+10.19%) | ||
| 2023 | $6,034.00 | $284,620 Land $99,970 Building $184,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 31 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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