Waterford Town property record for 28 Colonial Dr, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,952 sqft · built 1975 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2021) |
| Tax Bill | $8,326 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:145 L:1549 |
| Primary APN | WATE M:145 L:1549 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,800 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 130200 |
|---|---|
| Street Address | 28 COLONIAL DR |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 1549 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 693500 |
28 Colonial Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 COLONIAL DR, WATERFORD, CT 06385-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | Feb 18, 2020 · Amount on File |
| Deed Document Number | 2021160773 |
| Deed Book / Page | 1717 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Jun 1, 2021 |
| Property Address | 28 COLONIAL DR, WATERFORD, CT 06385-3332 |
| Document Number | 001717-330 |
| Book / Page | 1717 / 330 |
| Instrument Date | May 28, 2021 |
| Instrument | 160773 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20334 PATRIOT WAY, WEST GREENWICH, RI 02817-6026 |
| Document Number | 0000160775 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 160775 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 28 COLONIAL DR, WATERFORD, CT 06385-3332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1667-192 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 1667/192 |
| Instrument | 156493 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 28 Colonial Dr was $8,326, up 5.1% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,326.00 (+5.06%) | $339,270 (-) Land $99,970 Building $239,300 | $619,729 (+160.95%) |
| 2025 | $7,925.00 | $339,270 Land $99,970 Building $239,300 | $237,489 Land $69,979 Building $167,510 |
| 2024 | $7,925.00 (+10.18%) | ||
| 2023 | $7,193.00 | $339,270 Land $99,970 Building $239,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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