Waterford Town property record for 27 Colonial Dr, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,960 sqft · built 1975 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2019) |
| Tax Bill | $11,892 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:145 L:1548 |
| Primary APN | WATE M:145 L:1548 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,960 sqft Living Area |
| Gross Area | 4,984 sqft |
| Basement Area | 224 sqft |
| Unfinished Basement | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 130100 |
|---|---|
| Street Address | 27 COLONIAL DR |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 1548 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 693500 |
27 Colonial Dr is owned and occupied by two individuals who bought it in December 2019.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU |
| Feb 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 5, 2019 | Warranty Deed, Transfer UNKNOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on File |
| Deed Sale | Dec 26, 2019 · Amount on File |
| Deed Book / Page | 1627 / 41 |
| Prior Transfer Date | Apr 2, 2019 |
| Prior Transfer Doc | 1593-196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 27 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001804-199 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 1804/199 |
| Instrument | 168667 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 27 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001765-40 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 1765/40 |
| Instrument | 164527 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Apr 5, 2019 |
| Property Address | 27 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Document Number | 1593-196 |
| Book / Page | 001593 / 000196 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 COLONIAL DR WATERFORD CT 063853307, WATERFORD, CT 06385-3307 |
The 2026 property tax bill for 27 Colonial Dr was $11,892, up 5.1% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,892.00 (+5.05%) | $484,590 (-) Land $100,210 Building $384,380 | $650,234 (+91.69%) |
| 2025 | $11,320.00 | $484,590 Land $100,210 Building $384,380 | $339,213 Land $70,147 Building $269,066 |
| 2024 | $11,320.00 (+10.19%) | ||
| 2023 | $10,273.00 | $484,590 Land $100,210 Building $384,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 27 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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