Middlesex County and North Reading Town property record for 31 Cedar St, North Reading, MA 01864
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5,378 sqft · built 2009 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,046 (Apr 2011) |
| Tax Bill | $25,527 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit Feb 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:37-P:006 |
| Primary APN | M:37-P:006 |
|---|---|
| Alternative APN |
|
| Total Rooms | 10 Rooms |
|---|---|
| Building Area | 5,378 sqft Living Area |
| Gross Area | 2,713 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 228,690 sqft (5.25 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 31 CEDAR ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2727 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RA |
| Legal Lot Number | 6.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 330201 |
31 Cedar St, a residential property, is owned by an individual who bought it in April 2011.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 222 CENTRAL ST, SAUGUS, MA 01906-2107 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2025 | Deed of Trust, Mortgage · Line of Credit EVERETT COOPERATIVE BANK |
| Feb 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance JOSEPH A BOCCELLI SR |
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2011 · Amount on File |
| Deed Sale | Apr 7, 2011 · Amount on File |
| Deed Document Number | 20116 |
| Deed Book / Page | 56705 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 31 CEDAR ST, NORTH READING, MA 01864-2727 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0084214-58 |
|---|---|
| Date | Jun 11, 2025 |
| Book Page | 84214/58 |
| Instrument | 65851 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 31 CEDAR ST, NORTH READING, MA 01864-2727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0082450-51 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 82450/51 |
| Instrument | 11025 |
| Name | JOSEPH A BOCCELLI SR |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 31 CEDAR ST, NORTH READING, MA 01864-2727 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00078464-3 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 78464/3 |
| Instrument | 181589 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 31 Cedar St was $25,527, up 6.4% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,527.00 (+6.42%) | $1,960,600 (+6.75%) Land $549,800 Building $1,410,800 | $1,878,510 |
| 2025 | $23,987.00 (-2.38%) | $1,836,700 (-1.26%) Land $510,800 Building $1,325,900 | |
| 2024 | $24,572.00 (+3.36%) | $1,860,100 (+9.46%) Land $464,400 Building $1,395,700 | |
| 2023 | $23,773.00 | $1,699,300 Land $426,900 Building $1,272,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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