27 Cedar St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 27 Cedar St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1953
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Nov 2024)
Tax Bill	$9,361 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:37-P:004`

Property Details

APN / Parcel Number

Primary APN	`M:37-P:004`
Alternative APN	`NREA M:037.0 B:0000 L:0004.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Basement Area	1,370 sqft
Unfinished Basement	1,370 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	27 CEDAR ST
City	NORTH READING
State	MA
Zip	01864-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	4.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1019
Census Tract	330201

Owner

27 Cedar St is owned and occupied by an individual who bought it in November 2024.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 CEDAR ST, NORTH READING, MA 01864-2727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	2024131239
Deed Book / Page	83480 / 192
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Nov 25, 2020
Property Address	27 CEDAR ST, NORTH READING, MA 01864-2727
Document Number	76275-529
Book / Page	76275 / 529
Instrument Date	Oct 21, 2020
Instrument	223923
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1 CEDAR ST, NORTH READING, MA 01864-2701

Mortgage

Document Number	223924
Date	Nov 25, 2020
Instrument	223924

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27 Cedar St was $9,361, up 5% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,361.00 (+4.98%)	$719,000 (+5.3%) Land $490,200 Building $228,800	$680,849
2025	$8,917.00 (+5.24%)	$682,800 (+6.45%) Land $454,000 Building $228,800
2024	$8,473.00 (+7.88%)	$641,400 (+14.25%) Land $412,600 Building $228,800
2023	$7,854.00	$561,400 Land $375,200 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20