Middlesex County and North Reading Town property record for 25 Cedar St, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,975 sqft · built 1995 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $812,500 (Nov 2017) |
| Tax Bill | $15,545 (2026) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:37-P:003 |
| Primary APN | M:37-P:003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 1,306 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 637 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Tennis Court | Tennis Court |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 25 CEDAR ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 3.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 330201 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 CEDAR ST, NORTH READING, MA 01864-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2017 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Apr 6, 2017 | Quit Claim Deed, Transfer UNIBANK FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Apr 6, 2017 · Amount on Record |
| Deed Book / Page | 70315 / 226 |
| Transfer Doc | 070315-226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Nov 30, 2017 |
| Property Address | 25 CEDAR ST, NORTH READING, MA 01864-2727 |
| Document Number | 70315-226 |
| Book / Page | 070315 / 000226 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 194669 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,705.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 CEDAR ST NORTH READING MA 018642727, NORTH READING, MA 01864-2727 |
| Document Number | 70315-231 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 070315/000231 |
| Instrument | 194670 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Apr 6, 2017 |
| Property Address | 25 CEDAR ST, NORTH READING, MA 01864-2727 |
| Document Number | 69108-247 |
| Book / Page | 69108 / 247 |
| Instrument | 50648 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 691080249 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 69108/0249 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 6, 2047 |
| Rate | 3.25% |
|---|---|
| Max Rate At Change | 50.1% |
| Max Rate | 2.88% |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,545.00 (+4.24%) | $1,193,900 (+4.55%) Land $504,700 Building $689,200 | $1,218,176 |
| 2025 | $14,913.00 (+2.69%) | $1,141,900 (+3.88%) Land $467,800 Building $674,100 | |
| 2024 | $14,522.00 (+4.69%) | $1,099,300 (+10.86%) Land $425,200 Building $674,100 | |
| 2023 | $13,872.00 | $991,600 Land $387,700 Building $603,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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