27 Cavendish Cir, Salem, MA 01970 Property Records

Essex County and Salem City property record for 27 Cavendish Cir, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,891 sqft · built 1999
Lot Size	15.9 acres (693,796 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jan 2020)
Tax Bill	$6,614 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:07 L:0081 S:891`

Property Details

APN / Parcel Number

Primary APN	`SALE M:07 L:0081 S:891`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,891 sqft Living Area
Gross Area	2,433 sqft
Basement Area	682 sqft
Unfinished Basement	477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	693,796 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27 CAVENDISH CIR
City	SALEM
State	MA
Zip	01970-6852
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	GREEN DOLPHIN VILLAGE PH IV-2
Legal Lot Number	81
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4009
Census Tract	204701

Owner

27 Cavendish Cir, a condominium, is owned and occupied by an individual who bought it in January 2020.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 CAVENDISH CIR, SALEM, MA 01970-6852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 15, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Sep 27, 2005 · Amount on File
Deed Book / Page	38193 / 491
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	38193-491
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	27 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041864-169
Date	Nov 17, 2023
Book Page	41864/169
Instrument	20231117000330

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jan 15, 2020
Property Address	27 CAVENDISH CIR, SALEM, MA 01970-6852
Document Number	38193-491
Book / Page	38193 / 491
Instrument Date	Jan 8, 2020
Instrument	20200115002890
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CAVENDISH CIR # 183A, 183A, SALEM, MA 01970-6852

Mortgage

Document Number	200115002900
Date	Jan 15, 2020
Instrument	200115002900

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27 Cavendish Cir was $6,614, up 6.5% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,614.00 (+6.49%)	$613,500 (+12.01%) Building $613,500	$616,554 (+5.91%)
2025	$6,211.00 (-1.3%)	$547,700 (+1.13%) Building $547,700	$582,160
2024	$6,293.00 (+11.26%)	$541,600 (+19.8%) Building $541,600
2023	$5,656.00	$452,100 Building $452,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Cavendish Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Cavendish Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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