Kershaw County property record for 31 Brays Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,152 sqft · built 2006 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $353,000 (Jan 2025) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-02-04-014-SDP |
| Primary APN | 309-02-04-014-SDP |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,152 sqft Gross Area |
| Gross Area | 2,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 88 sqft |
| Deck Area | 120 sqft |
| Account Number | 46934 |
|---|---|
| Old Parcel Number | 309-02-04-014 SDP |
| Street Address | 31 BRAYS DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LONGLEAF SUBDIV PHASE IV LOT 14 |
| Legal Subdivision | LONGLEAF SUBDIV |
| Legal Phase | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970905 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Jan 3, 2025 | Warranty Deed, Transfer · VA Mortgage OCMBC INC |
| May 27, 2020 | Warranty Deed, Transfer · VA Mortgage ALLSOUTH FCU |
| Aug 8, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2007 · Amount on Record |
| Deed Document Number | 2025-58 |
| Deed Book / Page | 5279 / 175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | UNKNOWN, SUMMIT SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Document Number | 0020261105 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 5520/276 |
| Instrument | 2026-1105 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 3, 2025 |
| Property Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Document Number | 0000202558 |
| Book / Page | 5279 / 175 |
| Map Reference | MB 2179 PG 234 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 2025-58 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $917.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Document Number | 0000202559 |
|---|---|
| Date | Jan 3, 2025 |
| Instrument | 2025-59 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 27, 2020 |
| Property Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Document Number | 0000004455 |
| Book / Page | 004227 / 000290 |
| Instrument Date | May 19, 2020 |
| Instrument | 4455 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 BRAYS DR LUGOFF SC 290789570, LUGOFF, SC 29078-9570 |
| Document Number | 4456 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 004227/000295 |
| Instrument | 4456 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 26, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 8, 2017 |
| Property Address | 31 BRAYS DR, LUGOFF, SC 29078-9570 |
| Document Number | 0000006373 |
| Book / Page | 003733 / 000315 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 6373 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $751.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 10120 TWO NOTCH RD #2-225 COLUMBIA SC 292234395, 2-225, COLUMBIA, SC 29223-4395 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 (-0.57%) | $353,000 (+25.18%) Land $30,000 Building $323,000 | $353,000 (+25.18%) |
| 2023 | $1,944.00 | $282,000 Land $30,000 Building $252,000 | $282,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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