31 Ables Way, Ringgold, GA 30736 Property Records

Catoosa County property record for 31 Ables Way, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,305 sqft · built 2023
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$2,220 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0020L030`

Property Details

APN / Parcel Number

Primary APN	`0020L030`
Alternative APN	`30615`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	315 sqft
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30615
Street Address	31 ABLES WAY
City	RINGGOLD
State	GA
Zip	30736-5666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 30 ROCK BRIDGE PHASE 2
Legal Subdivision	ROCK BRIDGE PHASE 2
Legal Phase	2
Legal Lot Number	30
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 ABLES WAY, RINGGOLD, GA 30736-5666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF DADE
Nov 13, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Sep 22, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 2025
Transfer Doc	0024170445
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	31 ABLES WAY, RINGGOLD, GA 30736-5666
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022760000000346
Date	May 15, 2023
Book Page	0000002276/0000000346
Instrument	003100

Lender

Name	BANK OF DADE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 13, 2025
Property Address	31 ABLES WAY, RINGGOLD, GA 30736-5666
Document Number	0024170445
Book / Page	2417 / 445
Instrument Date	Nov 1, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ABLES WAY, RINGGOLD, GA 30736-5666

Mortgage

Document Number	0002417448
Date	Nov 13, 2025
Instrument	2417/448

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2055

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 22, 2023
Property Address	31 ABLES WAY, RINGGOLD, GA 30736-5666
Document Number	0022950733
Book / Page	2295 / 733
Instrument Date	Sep 22, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0002295735
Date	Sep 22, 2023
Instrument	2295/735

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (-7.38%)	$116,940 (+4.02%) Land $12,000 Building $104,940	$292,350 (+4.02%) Land $30,000 Building $262,350
2024	$2,397.00	$112,426 Land $12,000 Building $100,426	$281,064 Land $30,000 Building $251,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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